September 23, 2025/CSL Report

Financial Highlights:

• Interest Income: +56.3% y/y to N384.79BN
• Interest Expense: -4.3% y/y to N68.77BN
• Operating Expenses: +37.9% y/y to N179.07BN
• Cost to Income Ratio: -154bps y/y to 41.3%
• Profit before Tax: +65.8% y/y to N243.74BN

Stock Rating: UR

To read the full report, click on the link below​​

​Stanbic IBTC Holdings H1 2025 Earnings Quick take.pdf​​​​​​​​​​​​​​​​​​​​​​​​​

​​​​​​​Kind Regards,

Gloria Fadipe