September 23, 2025/Cordros Report Guaranty Trust Holding Company Plc (GTCO) published its H1-25 financial results today, reporting a 50.4% y/y contraction in PAT to NGN449.01 billion (H1-24: NGN905.57 billion). The weak earnings performance was weighed by the steep decline in non-interest income and higher operating costs, undermining the 31.5% y/y […]
Author: InvestAdvocate
Stanbic IBTC H1 20205: Strong Growth in Interest and Fee Income amidst Reduced Funding Cost
September 23, 2025/CSL Report Financial Highlights: Interest Income: +56.3% y/y to N384.79BN Interest Expense: -4.3% y/y to N68.77BN Operating Expenses: +37.9% y/y to N179.07BN Cost to Income Ratio: -154bps y/y to 41.3% Profit before Tax: +65.8% y/y to N243.74BN Stock Rating: UR To read the full report, click on the […]
GTCO H1 2025: Earnings Impacted by Absence of Fair Value Gains
September 23, 2025/CSL Report Financial Highlights: Interest Income: +31.5% y/y to N812.36BN Interest Expense: +42.5% y/y to N180.12BN Net Fee & Commission Income: +33.7% y/y to N135.17BN Cost to Income Ratio: +13.4% y/y to 29.5% Profit before Tax: -40.1% y/y to N600.90BN Stock Rating: BUY | Target Price: N115.43/s To […]

